FTC: Looking to fix your credit? An illegal credit repair scam isn’t the answer (Video)
FTC: Looking to fix your credit? An illegal credit repair scam isn’t the …
1 month ago
montgomerycountypolicereporter.com
Should you use the so-called 609 credit repair loophole?
Should you use the so-called 609 credit repair loophole?
Sep 30, 2021
abc15.com
How to identify credit repair scams
How to identify credit repair scams
9 months ago
lexingtonlaw.com
This is how you dispute a collections account 😁 The 609 letter is similar to a debt verification letter you would send to a third-party collector when trying to validate the legitimacy of a balance due, which is your right under the Fair Debt Collection Practices Act. The 609 letter, however, is based on Section 609 of the Fair Credit Reporting Act (FCRA), a federal law that regulates the credit reporting agencies. As per the FCRA, only accurate and timely information may be listed on your cred
This is how you dispute a collections account 😁 The 609 lette…
137.9K viewsMar 21, 2023
TikTokcredit_right
How do I tell if a debt collector is legitimate or a scam? | Consumer Financial Protection Bureau
How do I tell if a debt collector is legitimate or a scam? | Consumer …
4 months ago
consumerfinance.gov
🚨 Credit Hack 101 🚨 Ever get hit with hard inquiries you never authorized? Here’s how the FCRA has your back 👇 🔎 FCRA §609 → “Show me the proof” You ask the credit bureau to show you all info they have on file — including proof that an inquiry was authorized. ⚖️ FCRA §611(b) → “Fix it if it’s wrong” If they respond “VERIFIED” without proof, §611(b) forces them to reinvestigate. They must show HOW it was verified — or remove it. ✅ 609 = Fact-Finding ✅ 611 = Enforcement ➡️ Together = 1-2 punch
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🚨 Credit Hack 101 🚨 Ever get hit with hard inquiries you never authorize…
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