As there’s no way to predict investment returns, inflation rates or longevity, the fear of running out of money in retirement is a real concern for most seniors. To help alleviate this fear, financial ...

New research suggests there are better ways than William Bengen’s 4% withdrawal strategy to guarantee a sustainable income stream in retirement. The new strategy involves using a mix of a low-cost ...

Retirement planning isn’t just about saving money. Here’s how to approach it with strategy by aligning income, risk, taxes and lifestyle goals for long‑term security ...

Living on a fixed income requires thoughtful planning and spending. Follow these five tips to ensure that you don’t outlive your savings in retirement.

You may be hesitant to spend the savings you've worked hard to build. Having a strong budget and withdrawal strategy could help alleviate your worries. Also remind yourself why you saved that money in ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...

Retirement spending rules are supposed to make life simpler, yet most people end up more confused than confident. I see the real need as a practical, "common man" framework that helps you decide what ...

It may be important to change the way you spend once you've retired. You may need to scale back on high-risk investments as you approach retirement age. Healthcare costs in retirement can't be ...

The 4% rule of retirement puts you on an austere budget in your leisure years. Even if you save a million dollars, the 4% formula allows you to spend only $40,000 of your money in the first year. But ...

For decades, fixed withdrawal strategies like the 4% rule have served as a cornerstone of retirement planning, offering a simple, linear roadmap for decumulation. New research from J.P. Morgan ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...