The move could save FHA borrowers about $181 on monthly payments, says BAC Co-founder and Chief Advocacy Officer Brendan McKay Introduced Sept. 19, 2025, by Reps. Gregory Meeks (D-N.Y.) and Pete ...

Alleviating the country’s housing challenges looks to be top of mind for the Trump administration. In an executive order signed by the president on his first day back in office, Donald Trump called ...

The Senate-approved bill that hadn't yet cleared the House at the time of this writing would fund agencies like HUD through the end of the fiscal year.

Housing leaders at MBA’s servicing conference detail 2026 priorities on affordability, FHA efficiency and Ginnie Mae’s ...

Mortgage insurance is mandatory with an FHA loan, regardless of the down payment amount. If you get a 30-year FHA loan with a 3.5% down payment, you’ll be paying MIP for as long as you have the loan ...

The trade group U.S. Mortgage Insurers (USMI) is calling for the modernization of the Federal Housing Administration’s “capital ratio,” arguing that the program should be held to the same standard as ...

An FHA loan is a type of mortgage geared toward borrowers with lower credit scores or who otherwise don't qualify for a conventional loan. You can use an FHA loan to buy, build or renovate a home, or ...

FHA loans and conventional loans are both issued by private lenders, but FHA loans are insured by the federal government, and conventional loans are not. Due to their federal backing, FHA loans have ...

Mortgage rates jumped substantially this morning. Thirty-year fixed rates rose by 10 basis points, and 15-year fixed rates rose by nine basis points, while 5/1 ARM rates saw a smaller bump at four ...

For Colorado borrowers who did not obtain a FHA case number on their home loan prior to June 3rd, the unfortunate truth is that refinancing or borrowing on a new home loan via the FHA will now cost ...

Recently, it was announced that the Federal Housing Administration would lower the annual premium on its mortgage insurance from 1.35% of the outstanding loan balance to 0.85%. While this certainly ...

A homebuyer might pay private mortgage insurance depending on the size of their down payment. PMI differs from mortgage insurance a borrower would pay if they use an FHA loan. Buying or selling a home ...